Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50508 reviews)

View other PayPal products

4.91

Based on 50,508 reviews, last reviewed 8th Jun 2025

1815800% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, no hassle service, always available when needed! Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50508)

Review of the PayPal, PayPal Credit:

Amazing!

I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

I think PayPal credit are excellent lenders, fair wi...

I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025

A trustworthy Company who provide a variety of produ...

A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025

Reliable, effective online payment.

Reliable, effective online payment. Reviewed on: 8th June 2025

At the moment has been ok, the only thing is the inc...

At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025

PayPal credit offers great flexibility purchases...

PayPal credit offers great flexibility for purchases to be spread across 3 or 4 months Reviewed on: 8th June 2025

If used correctly a great product

I use PayPal credit for large purchases associated with a house renovation, I'm yet to pay any interest and this flexibility has allowed me to get work done. Reviewed on: 8th June 2025

Easy and convenient.

Easy to use and can pay with PayPal at lots of different places. Can keep track of transactions easily too. Have been using PayPal for years because it suits my needs. Reviewed on: 8th June 2025

Customer service is 5 stars every time I call them t...

Customer service is 5 stars every time I call them they always resolve any issue, never had an issue Reviewed on: 8th June 2025

Good experiences good value I wood recommend

Good experiences I would recommend Reviewed on: 8th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.75 from 18 reviews
Credit Card
from Nationwide 4.02 from 193 reviews
Flex Credit Card
from Monzo 4.96 from 2500 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub