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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Paypal is convenient with online transactions becaus...

Paypal is convenient with online transactions because it will guarantee safe and you can see what you have purchased via the app Reviewed on: 29th May 2025

Use it for all big purchase 0 percent interest for f...

Use it for all big purchase 0 percent interest for four months is excellent Reviewed on: 29th May 2025

I've never had an issue with PayPal credit.

I've never had an issue with PayPal credit. It works flawlessly, and I know when a direct debit is coming out because I always get an email to let me know. If I want to pay more, that's easy as well using the PayPal app, and always with 2 step verification. Reviewed on: 29th May 2025

Excellent customer service

I’m pleased with the customer service When I had delays I called to arrange another date to pay the credit. The call handler was very professional and patiently followed me all the way to make sure I get it right. Reviewed on: 29th May 2025

Credit benefits

No issues everything has always been straight forward. The whole process is quick and efficient from start to finish. Overall a service we can trust. Reviewed on: 29th May 2025

Easy and simple to buy with your credit card.

Easy and simple to buy with your credit card. And also the lovely way to autopay your credit automatically. Reviewed on: 29th May 2025

Big brother .

It's a great helping hand in times of need Reviewed on: 29th May 2025

So easy and convenient.

So easy and convenient. I know exactly what I’ve spent and when I need to repay. Reviewed on: 29th May 2025

I’m so happy to be able to use PayPal because someti...

I’m so happy to be able to use PayPal because sometimes I don’t have money to pay or to order anything but because of PayPal credit I’m always able to use it and’s pay back after thank you so much for your patience with me and for your service and your help. Reviewed on: 29th May 2025

Best app I've ever used in regards to credit.

Best app I've ever used in regards to credit. Clear. Simple and easy to use. Love that you can have the option to transfer money to your debit account with a small fee. Would definitely recommend Reviewed on: 29th May 2025

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