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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Modern app, easy to use the service.

Modern app, easy to use the service. Reviewed on: 12th June 2025

Really good and reliable, a trustworthy name

Really good and reliable, a trustworthy name Reviewed on: 12th June 2025

incredible!

so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

PayPal makes my shopping experience alot easier.

PayPal makes my shopping experience alot easier. I always pay with PayPal with the reassurance that I am covered Reviewed on: 12th June 2025

Amazing application.

Amazing application. An amazing credit builder and super easy to use Reviewed on: 12th June 2025

Strangely close people accounts any reason

Strangely close people accounts without any reason Reviewed on: 12th June 2025

I've always used PayPal ever since I started using e...

I've always used PayPal ever since I started using eBay many years ago. I always use it to transfer money to friends for a fast easy transaction. Reviewed on: 12th June 2025

Very helpful with spreading the cost

Very helpful with spreading the cost Reviewed on: 12th June 2025

Earning on line

I sell my films and music on line and PayPal is a big help. Reviewed on: 12th June 2025

I have had a couple of issues when it’s come to my a...

I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that everything was okay and there was no need to worry. Everything was handled swiftly and was sorted in 48 hours with no damages to my credit rating. Reviewed on: 11th June 2025

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