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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

PayPal has been a lifesaver I think I’m not the only...

PayPal has been a lifesaver I think I’m not the only one who can say money has been a difficulty. Having PayPal has made life so much easier at the times it’s needed with the three months 0% finance. I’ve been able to purchase things for emergency’s and update my closet when I want too with the security of knowing I have three months to pay it all back. thanks PayPal Reviewed on: 28th May 2025

A safe, secure & supported way to embrace finances

PayPal makes paying for goods easy & safe without needing to add as many personal details & always goes through quickly. PayPal credit is an answer to paying larger amounts all at one time & allows several months to work towards full payment, which is most helpful! Customer service has always been outstanding with quick, efficient advice. I could ask no more from a financial institution. PayPal makes me feel safe & secure and supported! Reviewed on: 28th May 2025

Easy to apply, easy to use

It was easy to apply for credit, well integrated into the payment journey with the merchant and it is easy to understand my account from the website Reviewed on: 28th May 2025

Safty with online shopping

I pay for all my online shopping with PayPal as I no I am protected this way Reviewed on: 28th May 2025

Good credit PayPal helps me shop nicely

Good credit PayPal helps me shop nicely Reviewed on: 28th May 2025

Good experience, I love PayPal credit

Good experience, I love PayPal credit Reviewed on: 28th May 2025

Paypal credit is great

Paypal credit is great because they provide quite a long period for 0% interest on purchases. Reviewed on: 28th May 2025

Credit is easy to use and payback

Credit is easy to use and payback Reviewed on: 28th May 2025

Good customer service and very helpful

Good customer service and very helpful Reviewed on: 28th May 2025

Easy to use, clear guidance and payment plan and cre...

Easy to use, clear guidance and payment plan and credit charges, when you need to pay. Reviewed on: 28th May 2025

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