Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Paypal is easy to use and very helpful when I have p...

Paypal is easy to use and very helpful when I have problems with a purchase. I highly recommend it. Reviewed on: 28th May 2025

Paypay Credit can be confused how to pay correct fun...

Paypay Credit can be confused how to pay correct funds rather than it allocates payment itself. It cannot be assigned to the correct funds! I hope they will change it in the future. Reviewed on: 28th May 2025

PayPal is my favourite

Always use PayPal. Very handy, helpful and easy to use. Always got my money back when something went wrong with the purchase. Reviewed on: 28th May 2025

Trusted Financial Partner.

Secure and efficient process, first class as always. Reviewed on: 28th May 2025

Paypal credit is a credit above and beyond all other...

Paypal credit is a credit above and beyond all others by just making the process easy and stress free and would haveno doubt recommending this greatservice to anyone. Reviewed on: 28th May 2025

Love the lay in 3 option by PayPal, it staggers the...

Love the lay in 3 option by PayPal, it staggers the payment into 3 and makes it easier to pay a bigger amount easier. Reviewed on: 28th May 2025

Using PayPal I feel safe shopping online and any iss...

Using PayPal I feel safe shopping online and any issues I've had are always resolved efficiently. Love the pay in 3 option which I use to book flights or purchase treats. Reviewed on: 28th May 2025

Excellent service and credit interest rate.

Excellent service and credit interest rate. Reviewed on: 28th May 2025

Good payment options.

Good payment options. Easy to get a refund when goods aren't received. Easy to use app with good layout and all the information you need. Reviewed on: 28th May 2025

Best Retail Finance Provider.

Always helpful when I’ve needed assistance. Fast and easy to get finance and plans are always excellent and suit my needs. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Payments
from PayPal 4.91 from 3600 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub