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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

A helping hand

Any time I have had an issue they've always made things simple and understand my issue and has a response to help. Reviewed on: 28th May 2025

Very good experience, very easy.

Very good experience, very easy. Reviewed on: 28th May 2025

I find it useful in spreading the cost out

I find it useful in spreading the cost out Reviewed on: 28th May 2025

PayPal Makes Shopping Easy and Flexible!

I've been using PayPal for years, and it's by far one of the most convenient and secure ways to shop online. What I love most is the Pay in 3 feature — it allows me to split my payments into three interest-free installments, which makes managing my budget so much easier. It’s fast, reliable, and I never have to worry about hidden fees. I shop frequently using PayPal and I truly appreciate how seamless the experience is across different websites and apps. Highly recommended for anyone who values flexibility and peace of mind while shopping online! Reviewed on: 28th May 2025

Quick and Easy.

Quick and easy to use. Informative and easy to make payments. Reviewed on: 28th May 2025

Easy to use, but payments could be handled better

Easy way to use credit, as it is all automatic and most online shops will accept it as payment. The only down for me is the statements are not very clear and the payments take a long time to complete. Also, I always pay more than the minimum every month and way ahead of time, but forgot to do it once because I was abroad and got charged £12 immediately. Seemed quite unforgiven and little communications prior to this happening. Reviewed on: 28th May 2025

always use it when i need something in a hurry but d...

always use it when i need something in a hurry but dont have the funds available ,its easy to use and the app is very clear and simple to navigate to check your balances Reviewed on: 28th May 2025

It's always there when I need it!

It's always there when I need it Reviewed on: 28th May 2025

Paypal credit

Paypal credit is good for allowing me to buy a few things before I am paid again Reviewed on: 28th May 2025

Great response time

Prompt response received the few occasions I have had issues in the past with transactions. The app is easy to use and the safety features gives you that extra peace of mind Reviewed on: 28th May 2025

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