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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I found more quickly and easily available retail fi..

I found more quickly and easily available retail finance PayPal than any other provider Reviewed on: 28th May 2025

Secure platform

I've had a great experience with PayPal, especially for online purchases. I appreciate the security and ease of use, especially when making purchases on unfamiliar websites Reviewed on: 28th May 2025

Very flexible, reliable experience.

Very flexible, reliable experience. You can manage your account and pay more, if wished. Reviewed on: 28th May 2025

Great service!

Very helpful staff, easy to use website and simple to understand. Simplified paying options. Easy to protect your payments and personal information. I had an issue once with a payment and PayPal had it sorted out within 48hrs giving lots of information to help me feel informed about the action taken. Reviewed on: 28th May 2025

Always there when I need it, in many different forms.

Always there when I need it, in many different forms. Credit, pay in 3 or just peace of mind payments. Reviewed on: 28th May 2025

My experiences with PayPal have always been excellent.

My experiences with PayPal have always been excellent. From general use to disputes they are always well dealt with and seamless. Reviewed on: 28th May 2025

Easy and fast.

Easy and fast. Flexible to pay and available when needed it Reviewed on: 28th May 2025

Used pay in 3 multiple times and excellent service,...

Used pay in 3 multiple times and excellent service, i use PayPal credit also. Just perfect for my needs. Reviewed on: 28th May 2025

Security.

Secure and easy to use, pay in three is brilliant, really useful. Gives confidence when buying online. Reviewed on: 28th May 2025

Easy and affordable payment method.

Easy and affordable payment method. Everything is understandable. Whether you pay in three installments or with credit, everything is fine in a few clicks. Reviewed on: 28th May 2025

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