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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Happy PayPal

I've used PayPal to pay for many items holidays ebikes etc it's a great way to pay and so easy to use Reviewed on: 28th May 2025

Perfect service

Good service, many transactions can be paid with PayPal Reviewed on: 28th May 2025

Very great experience with paypal

Very great experience with paypal Reviewed on: 28th May 2025

This a simple, accessible and effective way to manag...

This a simple, accessible and effective way to manage payments bills and safe online shopping, with options to spread payments through credit and pay in three,A fabulous user interface. I would like to see instant repayments to my account when I make them as waiting a day or two to see them reflected in my account is a little frustrating. Overall an exceptional user experience. Reviewed on: 28th May 2025

No hidden fees or clauses and I love how many ways t...

No hidden fees or clauses and I love how many ways to pay are available depending on your financial position! Highly recommended Reviewed on: 28th May 2025

Excellent

Excellent service, user friendly Reviewed on: 28th May 2025

Love PayPal Credit!

Gives me the flexibility I need to make large payments and spread the cost with no interest. Reviewed on: 28th May 2025

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Great service manageable payment plan I can afford

I am grateful to be able to afford the products I really wanted easily using PayPal credit. I can manage my payment easily and know it's taken care off by using the payment plan. Reviewed on: 28th May 2025

Fast service, Pre Qualification for offers

Fast service, no rekeying information, pre qualification for interest holidays etc Reviewed on: 28th May 2025

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