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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Make PayPal your preferred money transfer service

Practically all online shops and private sellers, use PayPal. I love it because it's very fast, the interest rate is very good and there are a number of options for purchases and repayments. I always feel safe using PayPal, customer service is top of the range. I have always recommended PayPal to family and friends and it will be ace when buying cryptocurrency comes to the UK Reviewed on: 4th June 2024

Gives positive assurance on purchases

Gives a very warm fussy feeling paying with pay pal credit and it provides good value for money Reviewed on: 9th July 2025

I'm very happy with PayPal experience

I'm very happy with PayPal experience Reviewed on: 9th July 2025

Excellent

Makes life a lot easier, wen stuck for payments and works great paying back Reviewed on: 9th July 2025

Never had any problems with PayPal have have a excel...

Never had any problems with PayPal have have a excellent customer experience when I needed it Reviewed on: 8th July 2025

used paypal for years - not had to use customer serv...

used paypal for years - not had to use customer services but happy with service provided and good to know purchases are protected. Reviewed on: 8th July 2025

handy at times when budgeting comes in

Really great for paying in 3 or 4 months instalments in order to manage the finance. A bit longer timeframe like 6 months would be more beneficial .When did have an issue ,was easy to speak to an adviser explaining the discrepancies on the total amount. Reviewed on: 7th July 2025

Perfect service, and easy to use

Perfect service, and easy to use Reviewed on: 6th July 2025

PayPal gives me a bit more piece of mind

PayPal gives me a bit more piece of mind, so I feel a little safer buying from places I can't be 100% certain of - like new sellers/businesses that don't yet have many reviews. Also PayPal credit and Pay in 3 is so so handy to have when things are a bit tight any given month, and it doesn't cost anything to use! Reviewed on: 6th July 2025

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

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