Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50362 reviews)

View other PayPal products

4.91

Based on 50,362 reviews, last reviewed 5th Jun 2025

1802600% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to follow balance and make payments, wheth... Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50362)

Review of the PayPal, PayPal Credit:

PayPal - an essential financial tool

PayPal has become an essential financial tool for managing both my everyday spending and credit needs. The platform excels in several key areas that make money management genuinely convenient. From the intuitiveness and user friendly design of the app making it easy to track transactions, manage my account, and access all features on the go. Everything feels streamlined and well-designed. PayPal Credit's interest-free payment options have been particularly valuable, allowing me to spread larger purchases over time without incurring extra costs when paid within the promotional period. This flexibility has helped with budgeting for bigger expenses. For transferring money to friends and family, PayPal is unbeatable. Being able to send money instantly without needing to exchange bank details or sort codes makes splitting bills, sharing expenses, or sending gifts effortless. The speed and efficiency of these transfers is impressive. What could be improved is the fee charge hitting the payee.if the sender doesn't select personal account. Overall, PayPal provides excellent money management options that cover everything from daily transactions to credit solutions. The combination of ease of use, practical features, and reliable service makes it a standout choice for digital payments and financial management. Reviewed on: 28th May 2025

Very happy with service provided

Very happy with service provided Reviewed on: 4th June 2025

The process of using PayPal is quick and easy.

The process of using PayPal Credit is easy , quick and convenient, if I want something costing more than I can afford in one payment, it is extremely helpful to know, I can still purchase that item. Reviewed on: 4th June 2025

Paypal credit is Great!

Paypal credit is an easy way to purchase expensive items and repay your purchase amount interest free for a set time. you can also pay it off early without any penalty! Reviewed on: 4th June 2025

Not had many reasons to call PayPal but when I did i...

Not had many reasons to call PayPal but when I did it went ok Reviewed on: 4th June 2025

Great service when needed , PayPal credit is always...

Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025

Helpful, and very useful if you dont want to spend e...

Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025

Great app.

Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025

PayPal credit is great for spreading the cost and al...

PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025

It's good, allows us to be smart with money and rest...

It's good, allows us to be smart with money and rest assured. Reviewed on: 4th June 2025

Love it, paypal credit is great, hard choice between...

Love it, paypal credit is great, hard choice between paypal and klarna, but i think paypal takes it as it allows for more balance, although i would like the option to switch cards during a pay in 3 similar to klarna Reviewed on: 4th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Credit Builder
from Chime 0.00 from 0 reviews
123 Credit Card
from Santander 3.89 from 158 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub