Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

My go to finance provider

I’ve used PayPal Credit on numerous occasions and it has become my go to finance provider. Easy to understand and use while being trusted completely. Reviewed on: 7th June 2024

Always quick and efficient service.

Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025

Good convenient service.

Have used BNPL and Pay in 3 which have worked out very convenient. I always use Paypal to pay for goods where available. Reviewed on: 10th June 2025

Great experience, easy to use and practical

Great experience, easy to use and practical Reviewed on: 10th June 2025

Fab been great for everything needed

Fab been great for everything needed Reviewed on: 10th June 2025

Great service!!!

Very useful service with varous options to pay. Reviewed on: 10th June 2025

Very good experience while using PayPal I had no iss...

Very good experience while using PayPal I had no issue with it. Reviewed on: 10th June 2025

Very convenient

Never had problems with PayPal. Very convenient and great service Reviewed on: 10th June 2025

Always helpful, especially when things go wrong, an...

Always helpful, especially when things go wrong, and PayPal sort it for you. Reviewed on: 10th June 2025

Before I lose 10£ they didn’t find my oldest account...

Before I lose 10£ they didn’t find my oldest account Reviewed on: 10th June 2025

Its just so easy

Its just so easy once you are approved / invited you just select as the funding option :) Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub