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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Brilliant service with no problems

Brilliant service with no problems Reviewed on: 28th May 2025

PayPal & PayPal Credit are amazing !

I’ve been using PayPal for several years now, and I can confidently say it’s one of the most reliable and convenient online payment platforms available. The security of transactions is outstanding—every purchase feels safe, and in the rare case that something goes wrong, PayPal’s customer support is quick, helpful, and efficient. It’s reassuring to know that my financial information is never directly shared with sellers. One feature I especially appreciate is PayPal Credit. It has given me the flexibility to make larger purchases and pay over time, often with promotional interest-free periods. This has been a game-changer when managing my budget without sacrificing the things I need (or want!). The application process was simple, and the integration with my existing PayPal account makes everything seamless. Overall, PayPal and PayPal Credit have made online shopping smoother, safer, and more flexible. Highly recommended! Reviewed on: 28th May 2025

Great service, great help to me at a time when money...

Great service, great help to me at a time when money was needed. Reviewed on: 28th May 2025

I find the App very easy to understand and use.

I find the App very easy to understand and use. It’s easy to make payments and repayments Reviewed on: 28th May 2025

PayPal has always been my go to for online transacti...

PayPal has always been my go to for online transactions. Their services are seamless and fast. I live the perks that comes with it especially when I my credit card was approved. I don’t think I can do without PayPal. I am giving them a 10/10 Reviewed on: 28th May 2025

Perfect company

I've been a member for 20 years and never had a single problem, there are not many companies you can say that about. Reviewed on: 28th May 2025

It was very easy .

It was very easy . The customer service was very helpful to me. Reviewed on: 28th May 2025

Easy payments, no issues during transactions

Easy payments, no issues during transactions Reviewed on: 28th May 2025

Absolutely no complaints.

Absolutely no complaints. Quickly solve issues and very easy to use. Wouldn't use anything else when available Reviewed on: 28th May 2025

My go-to payment method.

My go-to payment method. Safe, easy and convenient to use and innovative. Great experience Reviewed on: 28th May 2025

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