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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

I feel confident using PayPal to purchase items onli...

I feel confident using PayPal to purchase items online because if I experience problems PayPal has been able to sort the matter out efficiently and taken all the hassle out of my hands. I never purchase items now without using PayPal, gives me great peace of mind and makes shopping online a pleasant experience. Also sending money to friends and family is so easy and safe to use. Reviewed on: 10th June 2025

Excellent in every way especially in the times we al...

Excellent in every way especially in the times we all find ourselves in at the moment with shortages of money Reviewed on: 10th June 2025

PayPal, a quick solution

I have used PayPal for years, I found it very useful, but still thinking that should be more offers and payment options. Reviewed on: 10th June 2025

wary good i rec mind to all my friend

wary good i rec mind to all my friend Reviewed on: 9th June 2025

Fabulous service !

Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Have used PayPal for some years now and it has alway...

Have used PayPal for some years now and it has always been easy to use the service is good. It has made life much easier Reviewed on: 9th June 2025

Everything great.

Everything great. Very happy. Fast, efficient? Friendly service and staff. Everything easy. Reviewed on: 9th June 2025

I Always use PayPal at checkout if available gives y...

I Always use PayPal at checkout if available gives you security and great options for payments such as pay in 3 or credit options. Reviewed on: 9th June 2025

I’m very happy with PayPal Credit.

I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

I regularly use paypal's Pay 3 in 3 to stay in control.

I regularly use paypal's Pay 3 in 3 to enable me to afford the things I need, it's an excellent, easy to use way to pay with no hidden charges, easy to set up and use just when you need it. Reviewed on: 9th June 2025

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