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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179578 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179581)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pleased with the service

I have used paypal for 10+ years. I like the protection you get with paying with paypal oneline and in stores and find their financial services extremely helpful Reviewed on: 11th July 2026

Good but not great.

Good but not great. Some functionality is not available in the app eg. Making one off payments. Reviewed on: 11th July 2026

I’m very impressed with Paypal Credit, it’s useful,...

I’m very impressed with Paypal Credit, it’s useful, quick and so easy. I’ve now moved over from Klarna to Paypal and it’s the best decision i’ve made. Reviewed on: 11th July 2026

Use it all the time for purchases not only for the c...

Use it all the time for purchases not only for the credit or pay in instalments options but for protection if anything goes wrong. Reviewed on: 11th July 2026

Any problems sorted out quickly and resolved

Any problems sorted out quickly and resolved Reviewed on: 11th July 2026

Always use PayPal, safe secure way to send money, ha...

Always use PayPal, safe secure way to send money, have peace of mind when using, safe secure helpfully Reviewed on: 11th July 2026

Paypal makes everything so easy

Paypal makes everything so easy and the rates are excellent. Just two or three clicks and the deal is done, it really is that simple. Not sure what, going forward, they can do to improve. Reviewed on: 11th July 2026

Never had a problemBrilliant, always straightforward.

Never had a problem, always straightforward. It’s so handy to have pay in three too. Makes life easier. Reviewed on: 11th July 2026

My experience has been great.

My experience has been great. Love that there is 4 months interest free on purchases over £99. Only needed customer service help a few times and they were great each time. Would be good if there were more deals to pay back over 12, 24 and 48 months (which is what i orginally signed up for the account for) and an easier way to find websites that offer deals like this like maybe a tab within the app that shows wsbsites that currently offer deals like that. Reviewed on: 11th July 2026

PayPal is a simple, safe, secure and reliable platfo...

PayPal is a simple, safe, secure and reliable platform with amazing customer service. They offer various payment methods and each is explained fully in every day English not some complicated jargon like other companies use. PayPal is like your best financial friend. Reviewed on: 11th July 2026

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