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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've never had issues with PayPal.

I've never had issues with PayPal. It's allowed me to have flexibility with payments. Reviewed on: 27th May 2025

Easy to use, convenient.

Easy to use, convenient. using the credit helps to build your credit score. i am now excellent from good. Reviewed on: 27th May 2025

Free alternative payment method

Paypal account is easy to navigate and offers alternative methods to pay for goods. Reviewed on: 27th May 2025

Easy to use.

Easy to use. Easy to understand. Reviewed on: 27th May 2025

Customer service not level of expectation

Customer service not level of expectation Reviewed on: 27th May 2025

Easy to use, good payment system

Easy to use, good payment system Reviewed on: 27th May 2025

Never had problems.

Never had problems. Reliable and handy when I need it. Reviewed on: 27th May 2025

Never any hassle ,just good service

Never any hassle ,just good service Reviewed on: 27th May 2025

Just Brilliant!

Been using PayPal for more than a decade. Simple and easy to use. Reviewed on: 27th May 2025

Easy to use , reliable

Easy to use , reliable, credit helps a lot. Reviewed on: 27th May 2025

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