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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Simply amazing the very best I’m so happy & delighte...

Simply amazing the very best I’m so happy & delighted with the service it really is simply splendid so toodle pip p Reviewed on: 27th May 2025

Spreading the Cost easily and affectively

I’ve found PayPal really convenient. It makes it easy to spread the cost with features like Pay in 3. It’s also quick to access—no need to enter card details every time. Most importantly, I feel it’s safe to use, with good buyer protection and security measures. Reviewed on: 27th May 2025

Very smooth transaction and excellent service

Very smooth transaction and excellent service Reviewed on: 27th May 2025

Not always easy to find out what the interest is goi...

Not always easy to find out what the interest is going to be Reviewed on: 27th May 2025

Reliable and helps to spread the cost.

Reliable and helps to spread the cost. Reviewed on: 27th May 2025

Very good at handling my problems and very good comm...

Very good at handling my problems and very good communication Reviewed on: 27th May 2025

PayPal Resolution services

Had an issue with seller when purchased product wasn’t delivered and no further communication from seller. Although I tried few time to reach out to them for resolution, nothing happened. When reported to PayPal, the resolution centre services intervened and resolved issue. For which l was well pleased Reviewed on: 27th May 2025

Fuss free finance

Approved quickly, regular updates on my balance, reminders of upcoming payments and ways to pay less interest. Reviewed on: 27th May 2025

Secure way to shop online with added benefits of cre...

Secure way to shop online with added benefits of credit. Reviewed on: 27th May 2025

Great service!

Excellent service! Easy to use and navigate, very responsive and manageable! Reviewed on: 27th May 2025

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