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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179293 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179297)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The Flexibility of PayPal Credit..

PayPal credit gives me the flexibility to be able to buy something that I might be able afford in one payment. I can then pay for it in instalments. As long as I do not miss any instalments then I pay no interest. Reviewed on: 10th July 2026

Ease of transactions amazing.

Ease of transactions amazing. When I did have an issue it was resolved immediately. Customer service was excellent Reviewed on: 10th July 2026

Easy to set up.

Easy to set up. Took no time to hear back Reviewed on: 10th July 2026

I had an excellent experience in refunding a payment.

I had an excellent experience in refunding a payment. Reviewed on: 10th July 2026

I've had a positive experience using PayPal Credit.

I've had a positive experience using PayPal Credit. It's been easy to use, payments are straightforward to manage, and the service has been reliable. I would recommend it to others looking for a flexible payment option. Reviewed on: 10th July 2026

I’ve been using PayPal for several years and have ha...

I’ve been using PayPal for several years and have had a consistently positive experience. I’ve never really had any issues with the service, and it’s always been reliable whenever I’ve needed to send or receive money. The app is easy to use, well laid out, and makes the whole payment process quick and straightforward. One of the things I like most is how fast it is to make and accept payments. Whether I’m paying for something online, sending money to friends or family, or receiving payments, everything is processed smoothly. I also appreciate the security and convenience it provides, which gives me confidence when making transactions. Overall, PayPal has been a dependable service for me, and I’d happily continue using it in the future. Reviewed on: 10th July 2026

Great and low interest .

Great and low interest . I’ve used 0% for 4 months many times Reviewed on: 10th July 2026

Fast and easy amazing service.

Fast and easy amazing service. No issues with understanding terms and conditions Reviewed on: 10th July 2026

I am very happy with the PayPal business transactions.

I am very happy with the PayPal business transactions. Reviewed on: 10th July 2026

I had some issue about interests I wasn’t informed t...

I had some issue about interests I wasn’t informed that my interest can grow up. customer service are not helpful. Reviewed on: 10th July 2026

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