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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179256 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179265)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great option for spreading fees.

Great option for spreading fees. The pay in 3 option is great for larger purchases. Very easy to use and I love the easiness of been able to pay purchases earlier than they are due. Feel more protected especially when purchasing from a merchant for the first time. The new bonus rewards programme is a great incentive. Reviewed on: 10th July 2026

I’ve found PayPal Credit’s 4-month interest-free opt...

I’ve found PayPal Credit’s 4-month interest-free option very helpful. It makes it easier to manage larger purchases by spreading the cost without paying interest, as long as I pay the balance in full within the promotional period. Overall, it’s been a convenient and flexible payment option for me. Reviewed on: 10th July 2026

Good.pretty good

Good..i am happy with it..i am using it continuously Reviewed on: 10th July 2026

I dont have pay pal credit I have the 3 payment opti...

I dont have pay pal credit I have the 3 payment option thar is really helpful in big bills Reviewed on: 10th July 2026

I am happy with it.

I am happy with it. Everything I need to pay can be done with PayPal. Reviewed on: 10th July 2026

Good provider for buying and selliing

Use for buying and selling, easy to use and good customer service Reviewed on: 10th July 2026

Easy to use for outgoing and ingoing payments.

Easy to use for outgoing and ingoing payments. PayPal credit has been a real help to me and the reminders to make payment really help me keep on track. Reviewed on: 10th July 2026

Pay in 3 is an amazing service

Pay in 3 is an amazing service and the discounts I got at download were grateful Reviewed on: 10th July 2026

Excellent service.

Excellent service. Convinient and helpfull. Reviewed on: 10th July 2026

PayPal credit

Top customer service great way to pay easy to get money back if purchase doesn't turn up Reviewed on: 10th July 2026

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