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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

no problems setting up a pay by paypal!

no problems setting up a pay by paypal! Reviewed on: 9th June 2025

Paypal was, is and will be the top money transfer app.

I have been using Paypal for over a decade and always felt it as the easier way to send money abroad, Credit helped me buy many things with a rather cheap rate, better than many loan and credit Reviewed on: 9th June 2025

totally disappointed I don't recommend I had £250 be...

totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Excellent product

Easy and quickly to aprove a credit , amazing 4 months paying without interest , excellent service, Reviewed on: 9th June 2025

Good services, rates, and UI.

Good services, rates, and UI. Cross functional within website and app in terms of facilities. Reviewed on: 9th June 2025

easy to set up and easy to make a payment

easy to set up and easy to make a payment Reviewed on: 9th June 2025

Used for Multiple Years, 0 Issues.

I've used Paypal for quite a few years now and there isn't anything to complain about. The service works with no downtime from what I have experienced. Reviewed on: 9th June 2025

Getting anything resolved is a long process trying t...

Getting anything resolved is a long process trying to actually speak to someone but pretty quick once you get through to the right channels Reviewed on: 9th June 2025

I am very happy with pay pal because it is an honest...

I am very happy with pay pal because it is an honest company thank you Reviewed on: 9th June 2025

We use paypal credit quite regularly on the 4 month...

We use paypal credit quite regularly on the 4 month interest free option. It's very useful to have this facility at our disposal as it means that instead of paying full price up front we can pay monthly from our income. The bonus is of course that it's interest free and leaves our savings intact. Reviewed on: 9th June 2025

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