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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

You can always rely on PayPal.

PayPal have been extremely helpful through purchasing items, Reviewed on: 27th May 2025

OkOk experience

Ok experience, hard to contact at times Reviewed on: 27th May 2025

A great service.

A great service. I appreciate being able to pay within 4 months without interest as a lot of other providers is only 3 months. Never had any issues and the team are very helpful if I have any problems Reviewed on: 27th May 2025

Always a good service did have an issue but was sor...

Always a good service did have an issue but was sorted very quickly by one of there agents Reviewed on: 27th May 2025

Very accommodating highly recommended

Very accommodating highly recommended Reviewed on: 27th May 2025

Safe payments, fast and easy to use.

Safe payments, fast and easy to use. Reviewed on: 27th May 2025

Overall good experience most retailer use as a metho...

Overall good experience most retailer use as a method of payment Reviewed on: 27th May 2025

Highly recommended!

I have been using PayPal and PayPal Credit for several years now, and my experience has been consistently positive. The transactions are always seamless. One of the aspects I particularly appreciate is the added layer of security that PayPal provides. The ease of linking my bank account and credit cards makes it incredibly convenient to pay for items online without any hassle. I would highly recommend PayPal to anyone looking for a reliable and secure payment option for their online transactions. Reviewed on: 27th May 2025

Paypal credit saved me from loosing my money

I bought an item worth £406. PayPal credit added buyers protection which I didn’t think off. Well the seller didn’t deliver the item due to postal issues. I contacted PayPal dispute and my money was returned very quickly . Excellent service , responsive team. I’m very happy. PayPal credit is my go to for buying items now. Reviewed on: 27th May 2025

Easy to use simple service.

Easy to use simple service. Would recommend Reviewed on: 27th May 2025

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