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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178165 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178171)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A very helpful service!

I work as a learning support assistant which means I don’t work over summer and so don’t get paid for 2 months. I use PayPal credit to tide me over during these months and pay it back when I’m earning again. If I am waiting for a payday, I use PayPal credit to purchase things and pay back once my pay comes in. If you live pay check to pay check like me, it’s an invaluable service. Reviewed on: 10th July 2026

Never had a problem using pay pal as it has helped m...

Never had a problem using pay pal as it has helped my me during my financial crisis would highly recommend. Reviewed on: 10th July 2026

Happy customer

Very happy with the service, never had any issues using this service Reviewed on: 10th July 2026

No real problems with purchases at all

No real problems with purchases,Quick payment methods Reviewed on: 10th July 2026

I love PayPal credit!

I have never had a problem with Paypal, it's always very user friendly and everything is explained incredibly well. Paypal credit has been very useful for me in the past allowing me to make purchases for things I needed. Reviewed on: 10th July 2026

More of this please!

It is a painless service, I have used for many years! Reviewed on: 10th July 2026

My experience with PayPal is amazing helping me out...

My experience with PayPal is amazing helping me out when it was more needed it. Reviewed on: 10th July 2026

Hassle free ,great service strongly recommended

Hassle free ,great service strongly recommended Reviewed on: 10th July 2026

Paypal allows me to obtain when i need to without ha...

Paypal allows me to obtain when i need to without hassle in a instant . Reviewed on: 10th July 2026

Good and reliable.

Good and reliable. Very easy to use Reviewed on: 10th July 2026

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