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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178153 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178153)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Nice Service

PayPal credit is an amazing credit platform to grow your credit rating and score, the team and support are friendly and helpful always quick to resolve any issues that comes your way. Only thing is the system really needs to sort out their DD mandate as it is quite stressful calling every month to make payments, with that said getting to support is quite seamless and wait time is not as long! Reviewed on: 10th July 2026

The measure of any financial product is, what happen...

The measure of any financial product is, what happens when something goes wrong. PayPal have always been prompt, polite and, most importantly, open about the process and its progress. I trust that PayPal is a trustworthy intermediary for my financial transactions, with my interests at the heart of their systems. Reviewed on: 10th July 2026

It's easy to use and you can pay it back in installm...

It's easy to use and you can pay it back in installments or in one go, which helps you to budget better Reviewed on: 10th July 2026

Convenient and different helpful ways to spread your...

Convenient and different helpful ways to spread your payments. Reviewed on: 10th July 2026

Very easy to setup, used in loads of places and the...

Very easy to setup, used in loads of places and the store specific deals that are available have made bigger purchases even more affordable. Reviewed on: 10th July 2026

I’ve used PayPal for years.

I’ve used PayPal for years. I pay most things with ‘Pay in 3 rates’ nowadays and I paid a couple of holidays with PayPal credit Reviewed on: 10th July 2026

PayPal flexibility

Great options available to pay. Providing me with flexibility when purchasing. Reviewed on: 10th July 2026

Safe, secure, hassle free payments.

PayPal is the only payment option that I can use knowing that, if I am scammed or don’t receive a purchase, my money is safe. There are NONE of the usual issues that you get with every other payment option I’ve used, the service is fast, fair and effective. In addition to this their interest free credit options are very beneficial to people needing to spread the cost of things. Reviewed on: 10th July 2026

Super Easy!

Everything's very easy y and straightforward with PayPal. I've never had a problem. Easy payments and swift credit option. Reviewed on: 10th July 2026

Always reliable, safe way to shop

Always reliable, safe way to shop Reviewed on: 10th July 2026

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