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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177831)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love overall UI, Cx, and outstanding service

5
Love overall UI, Cx, and outstanding service Reviewed on: 10th July 2026

PAYPAL very very good Pal .

4
Always secure, always prompt and very convenient and competitive. Reviewed on: 10th July 2026

Amazing experience, very quick interface on the app.

5
Amazing experience, very quick interface on the app. Staff are very friendly! Reviewed on: 10th July 2026

Great service I've had no problems using the site.

5
Great service I've had no problems using the site. Reviewed on: 10th July 2026

Paypal just works

5
Paypal just works. Does everything you need it to do seamlessly. Reviewed on: 10th July 2026

Overall good experience and no issues.

5
Overall good experience and no issues. Paypal has solved issue in the past efficiently Reviewed on: 10th July 2026

I don’t really shop if there is no PayPal option of...

5
I don’t really shop if there is no PayPal option of payment. I trust it to offer a secure and fast payment and have my best interest at heart as a customer when it comes to any issues Reviewed on: 10th July 2026

4 months at 0% is fantastic to have and use to sprea...

5
4 months at 0% is fantastic to have and use to spread costs. The system is easy to use and the app faultless. Reviewed on: 10th July 2026

Good and fast transfer or transition.

5
Good and fast transfer or transition. Rewards services is excellent. Will always recommend PayPal to friends , family and colleagues. Good service. Reviewed on: 10th July 2026

Pay in 3 or 4 is so easy and convenient.

5
Pay in 3 is so easy and convenient. Basically buy and forger...everything is set in place...as long as you have the funds for your payments! Pay in 4 gives you that little bit more leeway and flexibility, being mindful to pay it off within the 4 payment time period. Even if you don't pay off by the fourth payment, the interest isn't so bad on smaller amounts. Either way the flexibility makes those more expensive purchases doable.As ever, being sensible about what you can afford to pay each month makes the two payment schemes very handy indeed. But, keep tabs on the pay in 4 deadline, so you can benefit fully from the interest free period. That said,it is very easy to keep track of your payments in your PP account. I can't speak for other people, but personally,the years l've been with PayPal have been glitch free from day one. So a happy Bunny am l ! Reviewed on: 10th July 2026

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