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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

PayPal Fair

I have always found PayPal to be fair, they are great regarding purchases on my behalf, not ever have they let me down in all the years I have had my account. I would to have a PayPal card, that would make shopping easier rather than being wholly dependent on a good wi-fi signal, where you do have difficulty at times. Reviewed on: 27th May 2025

Very helpful even when there was a dispute with cons...

Very helpful even when there was a dispute with consumers Reviewed on: 27th May 2025

Good provider but difficult to find options on the app

PayPal is great, no issues and been using for years. However, if I have to mention one improvement it would be navigation of the app/website. I do set up subscriptions and can never remember where to go to manage those. I would like it to be more user friendly to navigate Reviewed on: 27th May 2025

I love it for big purchases , it just helps...

I love it for big purchases , it just helps me out Reviewed on: 27th May 2025

Easy to setup and happy to help out with any situati...

Easy to setup and happy to help out with any situation very flexible would recommend Reviewed on: 27th May 2025

Made my life easier to connect to my friends and cli...

Made my life easier to connect to my friends and clients financially. Amazing experience and I always will use PayPal Reviewed on: 27th May 2025

It’s a brilliant way to be able to purchase and pay...

It’s a brilliant way to be able to purchase and pay slowly in 4 months to not be charged any interest on this. Reviewed on: 27th May 2025

Simple easy and fast.

Simple easy and fast. PayPal makes life easy when shopping online. Reviewed on: 27th May 2025

I am happy with it.

I am happy with it.it s good product .well done PayPal.Thanks for everything! Reviewed on: 27th May 2025

Excellent money giver

Paypal comes to your rescue when you want to borrow money. It has flexible options whether it is in pay in 3 or get things on 4 months credit interest free. Making it affordable to make any purchase. Reviewed on: 27th May 2025

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