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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177318)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal, is a game changer for me, allows me more fle...

5
Paypal, is a game changer for me, allows me more flexibility on larger purchases and those cost surprises that may arise. The mobile app is fantastic and gives you full visibility of activity and when you will have to start paying interest on items. Just so handy. Reviewed on: 9th July 2026

Great communication of terms and reminders, credit e...

5
Great communication of terms and reminders, credit easily accessible. Reviewed on: 9th July 2026

Paypal recomendation.

5
Used Paypal for many years now, always been able to contact them, and they have always been able to help with any problems I had. I feel I have much more flexibilty and security with Paypal, for those everyday purchases and also the large ones. Many thanks, Paypal. Reviewed on: 9th July 2026

PayPal is an easy company to deal with

5
Never had a problem with PayPal always easy to contact and easy to sort any problems Reviewed on: 9th July 2026

Best way to pay

5
Paypal is an excellent service with a variety of options to suit everyone. Paying in three is helpful and the app is excellent and straight foward. Very easy to get into your account and very informative on your activity... Its the best way to pay Reviewed on: 9th July 2026

Paypal is a great way to pay for goods.

5
Paypal is a great way to pay for goods. Great customer service especially reminders on payment dates Reviewed on: 9th July 2026

Always use PayPal if option and will likely not use...

5
Always use PayPal if option and will likely not use a website if PayPal isn't an option, good to know purchase is safe Reviewed on: 9th July 2026

stress free repayments

5
was easy to sign up for and manage my repayments. would also get nice reminders Reviewed on: 9th July 2026

Swift and easy experience.

5
Swift and easy experience. Payments feel secure and the app is so user friendly Reviewed on: 9th July 2026

Excellent service.

5
Excellent service. Thats the best for me Reviewed on: 9th July 2026

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