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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Big fan.....use it for everything

I am a big fan of the pay in 3 feature that PayPal offer. It is a great way to spread costs while not getting into loads of debt. Easy to transfer money to friends and family but the most important aspect of it for me is the security of payments. I use PayPal wherever it is an option. Reviewed on: 27th May 2025

I love the security of using PayPal, so easy to...

I love the security of using PayPal, so easy to use, Reviewed on: 27th May 2025

Good had only one issue while having PayPal credit a...

Good had only one issue while having PayPal credit and it was looked into and answered fast Reviewed on: 27th May 2025

Very good and customer service very friendly thank you

Very good and customer service very friendly thank you Reviewed on: 27th May 2025

PayPal Credit - A Great Choice

PayPal Credit is an excellent product backed by a trusted name. Smooth checkout, no need to fill in card details and wide acceptance are its key features and strengths. All in all - a wonderful experience here using PayPal Credit. A great payment option for the smooth and seamless online shopping. Reviewed on: 27th May 2025

Paypal is safe, trusted and easy to use in send ing...

Paypal is safe, trusted and easy to use in send ing and accepting payment. Been using it for long time and never had problem. Reviewed on: 27th May 2025

Easy to use, variety of credit options to support us...

Easy to use, variety of credit options to support user choice Reviewed on: 27th May 2025

Flexible Payment Schedule

I like the interest free for 4 months. It gives me the opportunity to pay back as much as I want each month, besides the minimum. Reviewed on: 27th May 2025

Paypal is my pal

I use paypal where ever I can for online purchases. It's safe secure and gives me peace of mind. Also have paypal credit which helps with the bigger purchases. Reviewed on: 27th May 2025

Easy and simple , straight forward process

Easy and simple , straight forward process Reviewed on: 27th May 2025

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