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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Reliable, effective online payment.

Reliable, effective online payment. Reviewed on: 8th June 2025

At the moment has been ok, the only thing is the inc...

At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025

PayPal credit offers great flexibility purchases...

PayPal credit offers great flexibility for purchases to be spread across 3 or 4 months Reviewed on: 8th June 2025

If used correctly a great product

I use PayPal credit for large purchases associated with a house renovation, I'm yet to pay any interest and this flexibility has allowed me to get work done. Reviewed on: 8th June 2025

Easy and convenient.

Easy to use and can pay with PayPal at lots of different places. Can keep track of transactions easily too. Have been using PayPal for years because it suits my needs. Reviewed on: 8th June 2025

Customer service is 5 stars every time I call them t...

Customer service is 5 stars every time I call them they always resolve any issue, never had an issue Reviewed on: 8th June 2025

Good experiences good value I wood recommend

Good experiences I would recommend Reviewed on: 8th June 2025

Easy transactions, safe and secure, first rate.

Easy transactions, safe and secure, first rate. Reviewed on: 8th June 2025

Safe and secure

Paypal assisted me with easy credit facility when I wanted to buy my flight tickets. They are also good in facilitating my online payments . Reviewed on: 8th June 2025

Only use PayPal for online transactions!

PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it needed their support! Reviewed on: 8th June 2025

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