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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177109 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177109)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and add to phone wallet

Easy to use and add to phone wallet Reviewed on: 9th July 2026

I like that PayPal offer 0% APR and option to pay wi...

I like that PayPal offer 0% APR and option to pay within 3 months Reviewed on: 9th July 2026

Excellent for both business and personal use, provid...

Excellent for both business and personal use, providing a great payment alternative to card or cash with the ability to spread payments easily and hassle free. PayPal is something I've moved from using infrequently to regularly in the last couple of years due to its ease and excellent customer service. Reviewed on: 9th July 2026

PayPal, the secure way to shop

PayPal gives an extra layer of security when making purchases. It also gives you several choices of how you would like to pay. Pay in full, pay in 3 or use PayPal credit. Reviewed on: 9th July 2026

Easy setup

Able to set up with ease. Took about 10 mins. Reviewed on: 9th July 2026

I've used PayPal for over a decade and I've always h...

I've used PayPal for over a decade and I've always had a good experience and help when needed :) Reviewed on: 9th July 2026

Very good service overall, very good very happy, hap...

Very good service overall, very good very happy, happy with service Reviewed on: 9th July 2026

amazing service and helpful to use

Very good and quick easy feature to use. It helps me out over paying stuff long term even if I got the money it is great to use as with time anythink can happen so doing credit way It is good without paying any interest if pay back at the right time Reviewed on: 9th July 2026

Ease of use

Easy to use when making purchases and different options for how to make payments Reviewed on: 9th July 2026

PayPal is very very safe and that's why I use...

PayPal is very very safe and that's why I use paypal Reviewed on: 9th July 2026

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