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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Giving even more choice!

PayPal Credit is so helpful in providing an alternative way to pay for goods. As a long-time user of PayPal, this option gives me more choice at the checkout, using a brand I can trust. PayPal have been top of their game for so long, they are the obvious choice for credit. Reviewed on: 27th May 2025

Fantastic app and a great service

Customer service is always responsive and the app itself is very user friendly. I can honestly say I have never had any issues in over 5 years both in local and foreign currency transactions I would highly recommend to others. Reviewed on: 27th May 2025

Never had a problem.

Never had a problem with any transaction, payments etc. Reviewed on: 27th May 2025

An easy and painless process.

An easy and painless process. Responsive Reviewed on: 27th May 2025

Just great overall with all the offers it gives u an...

Just great overall with all the offers it gives u and very useful app and easy to work Reviewed on: 27th May 2025

Overall excellent, especially when external problems...

Overall excellent, especially when external problems occur Reviewed on: 27th May 2025

Happy time with spending money.

Happy time with spending money. Thanks for that :) Reviewed on: 27th May 2025

Just always handy, before payday

Just always handy, before payday Reviewed on: 27th May 2025

easy to use and safe and secure to use online

easy to use and safe and secure to use online Reviewed on: 27th May 2025

Easy, flexible, transparent.

Easy, flexible, transparent. This is a great service for getting that extra bit of leeway when you need it. Reviewed on: 27th May 2025

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