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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and make extra payment back

Easy to use and make extra payment back Reviewed on: 27th May 2025

useful and reliable

get me out of financial trouble, a friend I can always rely on Reviewed on: 27th May 2025

Gives options and security

Find it easy to use and secure, accepted in most places. Easy to keep on top of with flexible payments. App is easy to use too. Reviewed on: 27th May 2025

I've been using PayPal for many years now and it's a...

I've been using PayPal for many years now and it's always been fantastic for sending and receiving money. I also use the pay in 3 credit quite often for purchases from online retailers. It's a great service. Reviewed on: 27th May 2025

Good time & money management

Resolutions are managed in good time and money management is accessible as well as clear in the app. Reviewed on: 27th May 2025

Easy to use online and good options to buy in difere...

Easy to use online and good options to buy in diferent payments Reviewed on: 27th May 2025

Absolutely love this company, very good and professi...

Absolutely love this company, very good and professional. I will continue to use this in the future Reviewed on: 27th May 2025

Needed to use 3 month payment option Excellent servi...

Needed to use 3 month payment option Excellent service and helpful advice Reviewed on: 27th May 2025

PayPay is simple

PayPay is simple easy to use easy to keep track and reliable Reviewed on: 27th May 2025

Great for purchases online.

I Use PayPal regularly for purchases online. Transactions usually go smoothly Reviewed on: 27th May 2025

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