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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176012)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really useful for spreading the cost, monthly paymen...

Really useful for spreading the cost, monthly payments are very affordable and the interest isn’t too expensive. Very easy to use and navigate Reviewed on: 9th July 2026

Very easy to set up and use.

Very easy to set up and use. Reasonable interest rates. Reviewed on: 9th July 2026

Easy to use, very helpful, and a lifesaver

Easy to use, very helpful, and a lifesaver Reviewed on: 9th July 2026

Many advantages to using Paypal

It is very easy to transact via the app. Many providers also accept Paypal as a means of payment. There is transparency on pricing and the pay in 3 option is great! It helps with purchasing things at no interest and making things affordable. Reviewed on: 9th July 2026

Great service

I’ve used PayPal for years and they’ve always been great, quick easy payments, any issues resolved with customer service, no problems Reviewed on: 9th July 2026

Good for online shopping

Mostly used for online purchases. I tried using it for a store payment but it didn't work Reviewed on: 9th July 2026

Simply the best

Great service, easy app, very convenient fully recommended. Love the app. Reviewed on: 9th July 2026

I've had a good experience using PayPal Credit.

I've had a good experience using PayPal Credit. The application process was straightforward, payments are easy to manage through my PayPal account, and I like the flexibility it gives me when making larger purchases. Customer service has been helpful when I've needed assistance, and I would recommend it to others. Reviewed on: 9th July 2026

Fast and secure

I have experience using PayPal to send payments securely, manage transactions, process refunds, and monitor payment activity. I am familiar with maintaining accurate records and ensuring safe and efficient online payment processing. Reviewed on: 9th July 2026

Easy and convenient reliable fast and simple

Easy and convenient reliable fast and simple Reviewed on: 9th July 2026

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