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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175986)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is safe, convenient to use and have never had...

PayPal is safe, convenient to use and have never had any issues. Reviewed on: 9th July 2026

Great 0% on purchase options.

Great 0% on purchase options. I like that there is now a physical credit card option and that you can pay in 3 installments if needed. Customer service have been very helpful when I needed them to resolve a dispute. Reviewed on: 9th July 2026

I was scammed on Facebook ads.

I was scammed on Facebook ads. A Vietnamese clothing store had set up had set up an ad campaign using my account and I watched the money funnel away. I contacted Facebook over the course of a very stressful evening to no avail. Suddenly thought about contacting PayPal and they stopped it immediately and reimbursed me. They went further to investigate and feedback to me at a later date. Reviewed on: 9th July 2026

Unsatisfied long term paypal user

Difficult to resolve problems, asked them not to send payment even though it had been canceled by seller now almost 2 months and paypal still have payment pending. Also changed me interest on same payment. Reviewed on: 9th July 2026

Safe and trusted brand.

Safe and trusted brand. Accessible globally. Have used for years without problem. Any payment problem has been resolved smoothly. Reviewed on: 9th July 2026

Always safe

Always safe using PayPal I don’t buy anything online unless I see the PayPal option. Reviewed on: 9th July 2026

Easy to use, always there when you need it.

Easy to use, always there when you need it. Reviewed on: 9th July 2026

Very easy to use.

Very easy to use. Great deals. Pay in 3 is great. Reviewed on: 9th July 2026

Excellent and efficient service

Excellent and efficient service no problems with company Reviewed on: 9th July 2026

PAYPAL PERFECTION!

Fantastic service provider, from the convenience of spreading the cost to the staff helping with any issues. Cannot fault PayPal, and I will continue to use them for many years to come. Reviewed on: 9th July 2026

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