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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and easy way to pay with interest free payment...

Quick and easy way to pay with interest free payments, takes the hassle out of credit checks. Reviewed on: 27th May 2025

I have no problem with PayPal whatsoever very good c...

I have no problem with PayPal whatsoever very good company Reviewed on: 27th May 2025

I have no issue with using Paypal Credit. And I love it

I have no issue with using Paypal Credit. The customer service was excellent. Highy recomended. I use it mostly to buy some electronics and it super convenient. I would definitely recomendcit to all my friend and family Reviewed on: 27th May 2025

Such an easy way to pay with different payment options

Such an easy way to pay with different payment options Reviewed on: 27th May 2025

I’ve had a truly positive and meaningful experience...

I’ve had a truly positive and meaningful experience with PayPal and PayPal Credit. There’s something deeply reassuring about using a service that treats you with respect and kindness, even when times are tough. Through PayPal, my mom can send me money from abroad, and I feel safe keeping my funds there. What means the most to me is how PayPal Credit has supported me in moments when I had nothing — helping me buy a birthday dress, order food, and take care of myself when I needed it most. I’m genuinely grateful for that trust and reliability. It’s not just about money — it’s about feeling held, respected, and seen. And for that, I truly thank you. Reviewed on: 27th May 2025

Could be cheaper.

Could be cheaper. Can’t see the transactions easily on the app. No idea what interest amount is being paid. Reviewed on: 27th May 2025

Excellent

So easy and quick to use, any issues are sorted out immediately Reviewed on: 27th May 2025

Always very helpfull,and nothing is too much bother

Always very helpfull,and nothing is too much bother Reviewed on: 27th May 2025

Easy to apply for credit to buy things you would lik...

Easy to apply for credit to buy things you would like at the moment and pay back later providing good life satisfaction Reviewed on: 27th May 2025

The best about!

Excellent, nothing more needed to say! Reviewed on: 27th May 2025

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