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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Customer service

Excellent customer service and best options to purchase online shopping through pay in 3 safe and secure I would greatly recommend paypal credit. Reviewed on: 3rd June 2024

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

Paying with PayPal comes with great protection and i...

Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025

Easy to use and efficient credit service

Easy to use and efficient credit service Reviewed on: 4th July 2025

Easy to use.

Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025

Very useful and made my life easier.

Very useful and made my life easier. Reviewed on: 3rd July 2025

PayPal gives you more options to spread the cost.

PayPal gives you more options to spread the cost. Reviewed on: 3rd July 2025

Useful for paying on certain websites.

Useful for paying on certain websites. PayPal credit is a good function Reviewed on: 2nd July 2025

Reliable, Secure, and Easy to Use -highly recommended

I’ve been using PayPal for several years now, and it has consistently been a dependable and secure platform for managing online payments. Whether I’m shopping online, sending money to friends or family, or receiving payments for freelance work, PayPal makes the process smooth and stress-free. The interface is clean and intuitive, and I appreciate how easy it is to link bank accounts or cards. Transactions are processed quickly, and I always receive instant notifications, which helps me stay on top of my finances. I also like the added layer of buyer protection – it gives me peace of mind when purchasing from unfamiliar sellers. Their customer support has been helpful the few times I’ve needed it, and I value the extra security features like two-factor authentication. Plus, the PayPal app is very convenient for on-the-go transactions. Overall, PayPal continues to be my go-to payment platform for both personal and professional use. Reviewed on: 2nd July 2025

PayPal offers flexible plans go pay and cover whatev...

PayPal offers flexible plans go pay and cover whatever needs you desire. I appreciate how they treat it's users or customers and believe they are the best in the industry. Reviewed on: 2nd July 2025

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