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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50694 reviews)

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4.91

Based on 50,694 reviews, last reviewed 16th Jun 2025

1832100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great, quick and easy to pay and feels secure Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50694)

Review of the PayPal, PayPal Credit:

My experience with PayPal has always been very posit...

My experience with PayPal has always been very positive Reviewed on: 1st June 2025

Prolem free transactions.

Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

Simple and easy

Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

PayPal my go to choice for payments

I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025

Online Payments Simplicity

I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025

Purchase protection with added credit functions

I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

Great for big purchases and can budget payments better

Great for big purchases and can budget payments better Reviewed on: 13th June 2025

Secure payments

Provides an excellent security service when making payment Reviewed on: 13th June 2025

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