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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175856)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Perfect when you need it handy for the little things...

5
Perfect when you need it handy for the little things in life Reviewed on: 9th July 2026

easy to use and an absolute life...

5
Fast and efficient easy to use and an absolute life saver . safe way to pay for goods in the uk and abroad Reviewed on: 9th July 2026

I have been with PayPal since 2024 and has been real...

5
I have been with PayPal since 2024 and has been really good, interest rates, payment reminds and easy payment systems Reviewed on: 9th July 2026

I’ve found myself in a few situations where PayPal C...

5
I’ve found myself in a few situations where PayPal Credit has genuinely taken a bit of the pressure off. It’s easy to take things like that for granted until you actually need them, so I just wanted to say I really appreciate it Reviewed on: 9th July 2026

Have a credit limit

1
Have a credit limit I cannot use Reviewed on: 9th July 2026

Amazing Paypal credit card that you can use anywhere

5
Amazing Paypal credit card that you can use anywhere Reviewed on: 9th July 2026

The best in customer care

5
Enjoying using my debit card in store for all purchases. I feel my money is safe with PayPal. Your customer support is tops! Reviewed on: 9th July 2026

Wonderful app

5
It’s very nice !! I would recommend everyone Reviewed on: 9th July 2026

Good service

5
The service is good and has helped me with building credit under my married name in the uk. Reviewed on: 9th July 2026

PayPal is my go to for most of my payments.

5
PayPal is my ‘go to’ for most things. I love the choice and flexibility. Easy to use and navigate. Reviewed on: 9th July 2026

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