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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit has been a lifesaver for me.

PayPal credit has been a lifesaver for me. I have credit in an instant when it is needed and four months 0% interest it’s a no brainier. I’m very grateful and would definitely recommend anyone who’s thinking about getting it. Reviewed on: 27th May 2025

PayPal: Perfecto!

PayPal customer services have always provided excellent support to me as a customer, when sellers have not delivered as I expected. Reviewed on: 27th May 2025

I'm using PayPal for more than 12 years.

I'm using PayPal for more than 12 years.Best service ever have in uk Reviewed on: 27th May 2025

Very easy to use and access.

Very easy to use and access. Gives you the option to buy more expensive items and spread the cost Reviewed on: 27th May 2025

Just great and easy to work use and work with.

Just great and easy to work use and work with. Always use PayPal for secure payments Reviewed on: 27th May 2025

Safe and secure

Easy and convenient, made life easier and more secure with my money which puts my mind at ease. Reviewed on: 27th May 2025

Very good customer service .

Very good customer service Very helpful and fast response happy use paypal Reviewed on: 27th May 2025

Helped me out from start to finish

Helped me out from start to finish Reviewed on: 27th May 2025

Credit pay in 3

Love the pay in 3 option! Find it very useful to split the cost. Reviewed on: 27th May 2025

Great and easy to use, no problem making an account.

Great and easy to use, no problem making an account. Reviewed on: 27th May 2025

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