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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175315 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175316)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy smart & informative way to pay

Gives a little extra than credit card or bank transaction with great incentives & deals. Reviewed on: 8th July 2026

Easy to use and manage payments when purchasing goods.

Easy to use and manage payments when purchasing goods. Initial interest free period handy for making larger value purchases. And additional month of interest free for purchases over £100 a great addition. Reviewed on: 8th July 2026

Can't get to speak to anyone or change my name...

Can't get to speak to anyone or change my name Reviewed on: 8th July 2026

Hastle free experience

Paypal offers a hassle free experience and it is easy to access and pay for your online shopping without having to add your credit. Reviewed on: 8th July 2026

Perfect credit system

PayPal credit has saved me many times, the 4 month 0% is very fair and enables me to manage my finances correctly Reviewed on: 8th July 2026

It’s worth for the difficult time.

It’s worth for the difficult time. APR Rate is too good to afford. I’m using its debit card on daily basis as well. Reviewed on: 8th July 2026

Excellent service.

Excellent service. Would recommend Reviewed on: 8th July 2026

PayPal is brilliant, I always feel safer using PayP...

PayPal is brilliant, I always feel safer using PayPal, never have any issues. Reviewed on: 8th July 2026

Good provider

Good, It helps me a lot when I can't pay for something in full. Reviewed on: 8th July 2026

Happy with provided service.

Happy with provided service.been a costumer for 8 years without any issues Reviewed on: 8th July 2026

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