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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I’m using PayPal credit and I’m happy with it.

I’m using PayPal credit and I’m happy with it. I can make large purchases online and pay for it slowly of course paying in 4 months which is 0% interest. Reviewed on: 27th May 2025

Very happy.

Very happy. Very safe to use and secure. Never had a problem Reviewed on: 27th May 2025

Paypal credit is the perfect way for me to shop.

Paypal credit is the perfect way for me to shop without worry Reviewed on: 27th May 2025

Never complicated making payments.

Never a problem when making a payment, always easy and straightforward, making payments. Reviewed on: 27th May 2025

Experience

I’ve always had a really good experience with PayPal the customer service is second to none Reviewed on: 27th May 2025

Excellence in Finance solutions

it was awesome, and provide me piece of mind of my shopping Reviewed on: 27th May 2025

Had to use it few times,quick ,on same time ,perfect...

Had to use it few times,quick ,on same time ,perfect for short term loans Reviewed on: 27th May 2025

Excellent service from PayPal

I have used PayPal for many years now for online purchases, not only is the interest free credit a bonus but whenever I have had trouble with a purchase PayPal are quick to resolve the issue ensuring my money is returned giving me confidence when shopping online Reviewed on: 27th May 2025

fully satisfied since i am become customer more than...

fully satisfied since i am become customer more than 5 years ago. i will highly advice to peoples to use paypal for your transcitions. it is safe. Reviewed on: 27th May 2025

Always great customer service

Always great customer service when it has been required. It’s actually very rare I need to speak to PayPal as I never have any issues. The only time I’ve had any kind of issue is when it has been a dispute with a business which has gone through PayPal. Highly recommend Reviewed on: 27th May 2025

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