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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always great customer service

Always great customer service when it has been required. It’s actually very rare I need to speak to PayPal as I never have any issues. The only time I’ve had any kind of issue is when it has been a dispute with a business which has gone through PayPal. Highly recommend Reviewed on: 27th May 2025

Excellent service.

Excellent service.easy to use.clear information about credit Reviewed on: 27th May 2025

Why I prefer to use PayPal over others

I've been using PayPal for several years now, and it's become an essential part of how I manage both personal and business transactions. Whether I'm sending money to friends or receiving payments, it's always quick and reliable. Over the past year, I've also started using PayPal Credit—especially the 'Pay in 3' and 'Pay Later' options. It's been a game-changer! Being able to receive products before paying, with 0% interest, has really helped me stay on top of my finances. As long as I pay it off on time, it's a smart, flexible way to shop. Reviewed on: 27th May 2025

Very simple and good value

I have had no problems using this, its very easy to set up and a great option with no interest Reviewed on: 27th May 2025

Very quick and easy to pay and spread cost

Very quick and easy to pay and spread cost Reviewed on: 27th May 2025

PayPal is great very helpful and very good !

PayPal is great very helpful and very good ! Reviewed on: 27th May 2025

Always Good service and very professional.

Always Good service and very professional.. Reviewed on: 27th May 2025

No Problems

Every time I have used Pay Pal I've never had a problem Reviewed on: 27th May 2025

I have good experience but sam time not good experie...

I have good experience but sam time not good experience Reviewed on: 27th May 2025

Have had good experience with PayPal, any issues hav...

Have had good experience with PayPal, any issues have been resolved quickly Reviewed on: 27th May 2025

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