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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Spot on service, very easy to ise

Spot on service, very easy to ise Reviewed on: 8th July 2026

PAY PAL CREDIT IS EXCELLENT

EASY T.O SET UP., AND THE APR IS VERY COMPETETIVE ,WITH THREE AND FOUR MONTHLY PAYMENTS ON SMALLER AMOUNTS, AND UP TO TWO YEARS ON LARGER AMOUNTS, COULD BE MORE BUT I HAVE ONLY USED THE TWO YEARS.. Reviewed on: 8th July 2026

Really easy to apply and set up.

Really easy to apply and set up. Like the amount of time you are given to pay back without interest. Reviewed on: 8th July 2026

Super easy to use and keep track.

Super easy to use, keep track of payments, easy to administrate. I used Pay Pal credit to finance a new computer for work and it has been the best decision - much easier than a credit card or bank loan and super quick to sort out. would def do it again if i needed to, Reviewed on: 8th July 2026

recommend paypal

I have never had a problem using paypal and they have been helpful with any queries Reviewed on: 8th July 2026

I honestly can’t imagine my everyday life without yo...

I honestly can’t imagine my everyday life without your service. PayPal has been one of the best things that’s ever happened to me when it comes to making payments, shopping online, and sending money to my family. It’s just so easy, simple, and stress-free. Thanks to PayPal, especially the Pay in 3 option, I’ve been able to buy things for my home that I simply couldn’t have afforded all at once. It has made a real difference to my life. What I appreciate most is that you’re a company people can actually trust. You’ve always made me feel safe, and it’s clear that you genuinely care about your customers. I really wish there were more companies like PayPal. Knowing my money and my purchases are in safe hands gives me real peace of mind. Thank you for making life that little bit easier. Reviewed on: 8th July 2026

Useful credit facility alongside other credit cards.

Useful credit facility alongside other credit cards. Easy to understand and use. Reviewed on: 8th July 2026

Amazing service

Used PayPal for over 10 years never ever had an issue. Staff always happy to help and the app is very easy to use. Reviewed on: 8th July 2026

I've been using PayPal for online payments and purch...

I've been using PayPal for online payments and purchases, and it generally works well. Transactions are quick, it's widely accepted, and having buyer protection adds peace of mind when shopping online. That said, customer support can be slow, and resolving account or payment issues isn't always straightforward. I also wish some fees were more transparent, especially for business transactions and currency conversions. Overall, it's a convenient and trusted payment platform that I use regularly, but there's definitely room for improvement when it comes to customer service and issue resolution. Reviewed on: 8th July 2026

always a pleasure amd helpful on all problems,recomm...

always a pleasure amd helpful on all problems,recommend to everyone Reviewed on: 8th July 2026

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