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PayPal: PayPal Credit reviews

4.91
Based on 58,282 reviews, last reviewed 10th Apr 2026
689400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A decent service A decent service that does the job, although this vote was coerced with a £1,000 prize entry. Reviewed on: 10th April 2026
Colin M's avatar
Colin M

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58282)

Very good and prompt service.

5
Very good and prompt service. Find very useful especially for all my online purchases Reviewed on: 4th June 2024

Hassle free, great with refunds and easy to get help...

5
Hassle free, great with refunds and easy to get help if needed Reviewed on: 4th June 2024

Life will be harder without paypal

5
I've been using PayPal for many years to pay online. It's just so easy to have all my cards registered without needing to carry them with me. I feel much secure paying with paypal as i know if something will go wrong i will get te help needed from customer service . Also i love the option to split the payments in 3 , i use it all the time when i have to make a expensive purchase. Reviewed on: 4th June 2024

It's brilliant, allows less stress for when things b...

5
It's brilliant, allows less stress for when things break or for when wages can't stretch Reviewed on: 4th June 2024

Reliable and easy to use.

5
Reliable and easy to use. Would recommend to anyone. Reviewed on: 4th June 2024

No issues over my time with the creditor

4
No issues over my time with the creditor Reviewed on: 4th June 2024

Amazing support.

5
Amazing support. Easy to handle app. Very easy to setup everything in our phone. Reviewed on: 4th June 2024

Shopping made easy ..

5
I use PayPal credit everytime I make a more expensive than usual purchase. The convenience of paying over a longer term really suits my monthly budget. Plus the safety of knowing that I have paypals protection. Reviewed on: 4th June 2024

NUMBER ONE!

5
Very convenient and available with a huge variety of businesses Reviewed on: 4th June 2024

I have closed all other credit accounts as PayPal wo...

5
I have closed all other credit accounts as PayPal works great for when I need to use credit. Reviewed on: 4th June 2024

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