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PayPal: PayPal Credit reviews

4.91
Based on 58,304 reviews, last reviewed 10th Apr 2026
691600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An excellent experience Paypal has always been easy to use and i was kept well informed of payment due dates and offers. Excellent customer service too. Reviewed on: 10th April 2026
Deborah D's avatar
Deborah D

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58304)

Easy to use, nice offers, often 0% , easy and safe w...

5
Easy to use, nice offers, often 0% , easy and safe way to pay online, Reviewed on: 4th June 2024

always there to help , very good and easy to contact.

5
always there to help , very good and easy to contact. Reviewed on: 4th June 2024

Really helped me purchase some online items I needed.

5
Really helped me purchase some online items I needed. The payment plans are brilliant and offer lots of options. Reviewed on: 4th June 2024

Very easy to use, staff are very polite and helpful...

5
Very easy to use, staff are very polite and helpful Reviewed on: 4th June 2024

Brilliant

5
Very convenient. Useful when needed. Great customer support. Very helpful Reviewed on: 4th June 2024

I enjoy having different options/methods of payment.

5
I enjoy having different options/methods of payment. Gives me more peace of mind security wise when purchasing. Reviewed on: 4th June 2024

Been using PayPal credit for years, I love it.

5
Been using PayPal credit for years, I love it. Always use it as my preferred method of payment. Easily to distinguish how much you have on their and the 0% option is brilliant along with pay in 3. Reviewed on: 4th June 2024

Excellent service thank you so much.

5
Excellent service thank you so much. We were becoming very frustrated but PayPal sorted everything very quickly. Thanks again PayPal. Reviewed on: 4th June 2024

It’s very handy to have and use, I personally love p...

4
It’s very handy to have and use, I personally love pay in 3 as it gives me a chance to purchase and pay over time and the payments are automatic so I don’t have to worry about repaying or accruing fees Reviewed on: 4th June 2024

Very useful, lots of websites to use on

4
Very useful, lots of websites to use on Reviewed on: 4th June 2024

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