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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177636)

Reliability

5
I know I can rely on Paypal at any given time. The fact that they offer a "Pay in 3" option is incredible and extremely useful in these difficult financial times. They have never let me down and long may it remain that way. Thanks PP Reviewed on: 12th June 2026

Enjoying Paypal.

5
Enjoying Paypal. Absolutely no regret since using Paypal Reviewed on: 12th June 2026

It was quick and easy and reward points as well

5
It was quick and easy and reward points as well Reviewed on: 12th June 2026

PayPal credit is wonderful

5
I've been with PayPal for many years and the PayPal credit feature was a major plus. I enjoy having the option to pay for purchases over a short period of time. Reviewed on: 12th June 2026

I've always found PayPal to be easy to use and cle...

5
I've always found PayPal to be easy to use and clear about charges Reviewed on: 12th June 2026

I have always had a good experience with PayPal very...

5
I have always had a good experience with PayPal very fare policy Reviewed on: 12th June 2026

Paypal has really improved my credit rating and I lo...

5
Paypal has really improved my credit rating and I love the fact 4 months no interest continues so I can buy what I want with no interest to pay Reviewed on: 12th June 2026

Very convenient

5
So far it has been easy to use and convenient, very happy Reviewed on: 12th June 2026

PayPal is a useful way to plan expenditure

5
PayPal is a useful way to plan expenditure Reviewed on: 12th June 2026

exceptens

4
have some proplems when i am shopeing will not except my card Reviewed on: 12th June 2026

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