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PayPal: PayPal Credit reviews

4.91
Based on 58,327 reviews, last reviewed 10th Apr 2026
694000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and practical way for shopping Easy to get access from most of website online shopping, easy to select the best plan, I would love more reminders about deadlines for payments Reviewed on: 10th April 2026
Mona's avatar
Mona

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58327)

convenient to use

5
convenient to use and available to a large group of people Reviewed on: 4th June 2024

Great experience!!!

5
PayPal provides excellent service and convenience. With top-notch security, a user-friendly interface, and versatility for online shopping and international transactions, it’s my go-to payment platform. Their prompt customer support and rewards program make PayPal a reliable choice. Reviewed on: 4th June 2024

Paypal Credit

5
Excellent way to pay with several options. Reviewed on: 4th June 2024

Simply, efficient processes with unambiguous stateme...

5
Simply, efficient processes with unambiguous statements and clearly defined parameters for payments Reviewed on: 4th June 2024

It is very convenient to buy goods for larger amount...

5
It is very convenient to buy goods for larger amounts and pay later Reviewed on: 4th June 2024

Super fast access, no bureaucracy, credit available...

5
Super fast access, no bureaucracy, credit available immediately. I have no complaints. Reviewed on: 4th June 2024

Great service from day one,no hassle payments

5
Great service from day one,no hassle payments Reviewed on: 4th June 2024

Utterly reliable, clear information.

5
Utterly reliable, clear information. Reviewed on: 4th June 2024

Grate service.

5
Grate service. Interest free credit what more can I say Reviewed on: 4th June 2024

Would recommend compared to a credit card

4
Overall good pay in 3 is amazing and only real downside is they don't up credit limit Reviewed on: 4th June 2024

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