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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174560)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

quick application and accepted to all

quick application and accepted to all Reviewed on: 8th July 2026

Get loans whenever needed.

Get loans whenever needed. The App is easy to access Reviewed on: 8th July 2026

I use PayPal credit for quite a few years now and it...

I use PayPal credit for quite a few years now and it assisted my worry of legit websites etc Reviewed on: 8th July 2026

I particular enjoy using the PayPal credit facility...

I particular enjoy using the PayPal credit facility as it bails memoir just before payday and I am able to pay back as soon as possible. Reviewed on: 8th July 2026

Great experience with Paypal and excellent customer...

Great experience with Paypal and excellent customer service Reviewed on: 8th July 2026

Good convenience and security and confidence on buyi...

Good convenience and security and confidence on buying online especially Ebay Reviewed on: 8th July 2026

Always there when I need them prompt and secure serv...

Always there when I need them prompt and secure service saving loads of time form filling Reviewed on: 8th July 2026

Convenient

Easy to use and very straightforward Reviewed on: 8th July 2026

The smart way to make yoyr money work for you.

The smart way to make yoyr money work for you. I use PayPal to keep all my transactions in one place, and I am always confident that they will help me resolve any issues with my purchases. Reviewed on: 8th July 2026

Can improve

Easy to use but the credit is not clear when payments are due or gonout of your accout Reviewed on: 8th July 2026

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