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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174291)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

Easy to use, app is clear and able to keep everything on track via it.Great benefits with 0% interest for 3/4 months Reviewed on: 8th July 2026

Perfect from day one.

Perfect from day one. Other places didn't trust me. PayPal did. Reviewed on: 8th July 2026

PayPal Credit - A Credit To All

PayPal credit is easy to apply for, easy to use & open about any charges. I would recommend them to anyone. Reviewed on: 8th July 2026

Very easy and simple and customer service is very g...

Very easy and simple and customer service is very good aswell Reviewed on: 8th July 2026

Paypal credit review

Paypal is convenient and easy to use. When using websites to purchase items I feel that Paypal gives me extra security and protection. Paypal credit is excellent when buying items of large value as the cost can be spread over a few months. Reviewed on: 8th July 2026

Long process to get refunds if credit is paid for by...

Long process to get refunds if credit is paid for by mistake Reviewed on: 8th July 2026

I was able to get pay pal credit when I really neede...

I was able to get pay pal credit when I really needed it. Reviewed on: 8th July 2026

Excellent and greatly helpful bought many items I co...

Excellent and greatly helpful bought many items I could not otherwise afford Reviewed on: 8th July 2026

Fast, efficient and professional service.

Fast, efficient and professional service. Reviewed on: 8th July 2026

Excellent and easy, just how you want it

Excellent and easy, just how you want it Reviewed on: 8th July 2026

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