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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent purchase option

I mainly use PayPal for online purchases as my money is always safe Reviewed on: 27th May 2025

PayPal credit is a very Gud way borrowing money to p...

PayPal credit is a very Gud way borrowing money to pay back it is also easy to use Reviewed on: 27th May 2025

I have always had great experiences with paypal.

I have always had great experiences with paypal. Anytime I have a dispute, it is attended to in a timely manner. Reviewed on: 27th May 2025

My overall experience with paypal over the years has...

My overall experience with paypal over the years has been good. They are prompt in dealing with issues and very transparent. Reviewed on: 27th May 2025

Recommended...

A really straight forward and easy experience using PayPal credit. I would most definitely recommend Reviewed on: 27th May 2025

Re Paypal credit is very easy to use.

Re Paypal credit is very easy to use. Since using the service I’ve had zero issues. Highly recommended to make purchases more affordable. Reviewed on: 27th May 2025

Great to have PayPal by your side

Is a great experience to have paypal payment Reviewed on: 27th May 2025

It's an easy way to purchase goods online and spread...

It's an easy way to purchase goods online and spread the cost intrest free for 4 months Reviewed on: 27th May 2025

Best credit service on the market

I love PayPal credit, their terms suit my needs and I think it’s better than any other credit card on the market with 0% interest rate over 4 months for any purchase over £100. Reviewed on: 27th May 2025

Best pal form managing payments

Good pay later schemes, tracking and returning payments and secure transactions. Reviewed on: 27th May 2025

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