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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173344)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, I like the pay in 3 option

Easy to use, I like the pay in 3 option Reviewed on: 8th July 2026

Very happy with PayPal and all it has to offer.

Very happy with PayPal and all it has to offer. Reviewed on: 8th July 2026

Easy to use.

Easy to use. Good value. Secure and they send reminders well in advance for you to make monthly payments. Reviewed on: 8th July 2026

Great customer service I have had an excellent exper...

Great customer service I have had an excellent experience using PayPal. The platform is secure, reliable, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the strong security measures that provide peace of mind when shopping online or transferring money. I highly recommend PayPal to anyone looking for a trusted, efficient, and user-friendly payment service. Thank you for consistently providing a great experience. Reviewed on: 8th July 2026

I have been using PayPal for many years.

I have been using PayPal for many years. Customer Services are brilliant. Reviewed on: 8th July 2026

It's been a good experience.

It's been a good experience. Paypal have helped alot specially paypal credit on the weeks when something unexpected happens and need that bit of help. Reviewed on: 8th July 2026

More safety as different issues occurs

More safety as different issues occurs Reviewed on: 8th July 2026

Easy to understand terms and conditions and low inte...

Easy to understand terms and conditions and low interest rate Reviewed on: 8th July 2026

No issues.

No issues. Reliable. Interest is a little higher than my other credit offers so it’s not my go to account anymore but I still find it useful for online purchases. I don’t think I’ve ever spoken to customer services Reviewed on: 8th July 2026

Convenient & reassuring

Convenient and very reassuring that Paypal will step in & sort if things go wrong. Reviewed on: 8th July 2026

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