Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The ease of using PayPal for any transactions with f...

The ease of using PayPal for any transactions with friends & family or to purchase goods is incredible and the safety that your money is looked after. Reviewed on: 27th May 2025

great support, accurate answers

everything was good when I needed help from Paypal, their support were kind and straightforward to helping me, and I got my answer after about 3 days which needed to issue a refund to my account. I am completely satisfied by Paypal services and always recommend it to whoever might need it. Reviewed on: 27th May 2025

I use it all the time, it's my go to...

I use it all the time, it's my go to option for online Reviewed on: 27th May 2025

Excelent value for the money.

Easy to sign up. No issues what so ever. Reviewed on: 27th May 2025

It was very straight forward and the staff are alway...

It was very straight forward and the staff are always helpful Reviewed on: 27th May 2025

Smooth and easy.

Smooth and easy. Very easy to register too and start Reviewed on: 27th May 2025

They doing everything I need, and with peace of mind!

They doing everything I need, and with peace of mind! Reviewed on: 27th May 2025

Quick, simple, trustworthy and hassle free.

Quick, simple, trustworthy and hassle free. Not once had any issues in nearly 15 years of using PayPal. Reviewed on: 27th May 2025

Personally PayPal credit has helped me a lot, I was...

Personally PayPal credit has helped me a lot, I was an apprentice for 4 years struggling on a low wage but trying to maintain a healthy relationship as well, I found a good balance between using PayPal credit and my own disposable income, furthermore they was how I would describe it as very fair with there monthly paybacks making it affordable and a lot less stressful for me Reviewed on: 27th May 2025

Highly recommended

PayPal app very clear and easy to use Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Payments
from PayPal 4.91 from 3600 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub