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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173070)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The Gold Standard of Customer Sup

I had an excellent experience with PayPal’s customer service. I needed help resolving an issue with my account, and the representative was friendly, professional, and incredibly knowledgeable. They took the time to explain everything clearly, answered all of my questions, and resolved the problem much faster than I expected. The whole process was straightforward and stress-free. It’s refreshing to receive such efficient and genuinely helpful support. I couldn’t be happier with the service and would definitely rate my experience 10/10. Reviewed on: 8th July 2026

Great payment options

Great payment options - especially the 4 months to pay when spending over £100. Very useful. Reviewed on: 8th July 2026

Quick and easy to use

Quick and easy to use especially for tech phones such as myself Reviewed on: 8th July 2026

Overall a great service.

Overall a great service. I have had my PayPal account for years now so along the way the app plays up so just be careful when in use. Outside of the their credit system is brilliant and paying back options are helpful also. From crypto to buy now pay later and so on. A solid 4 stars just one step away from 5 stars because the issues I had with the app, as for the website no issues at all. Reviewed on: 8th July 2026

Easy to use quick payments.

Easy to use quick payments. Paying people just made easy Reviewed on: 8th July 2026

PayPal- Reliant, reasonable, safe

Queries always resolved promptly with right outcome. Really glad paypal have started payment terms similar to that of Klarna and clear pay as have more trust in PayPal services as a along time user. Reviewed on: 8th July 2026

Easy to use and great value for money

Easy to use and great value for money Reviewed on: 8th July 2026

Highly recommend Paypal.

I never have any issues with PayPal. On the rare occasion I have had a problem they are always in hand to assist. Their app is super efficient and user friendly. Highly recommend Paypal. Reviewed on: 8th July 2026

It allows me to purchase with freedom

It allows me to purchase with freedom Reviewed on: 8th July 2026

Secure, trustworthy payment company

Ease of use. Easy access. Trustworthy. Reviewed on: 8th July 2026

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