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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179578 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179581)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Positive PayPal Credit Experience

I’ve had a very positive experience using PayPal Credit. It’s quick and easy to use when shopping online, and having the option to spread the cost of larger purchases has been really helpful. The app and website make it simple to check my balance, view statements, and make payments, and I like that I can pay more than the minimum whenever I want. The promotional interest-free offers on qualifying purchases are particularly useful, as long as you keep track of when they end and pay the balance in time. Everything has been straightforward, and I’ve found PayPal Credit to be a convenient and reliable way to manage bigger purchases. Reviewed on: 10th July 2026

Payal is a secure payment website ane one of the bes...

Payal is a secure payment website ane one of the best as well. Reviewed on: 10th July 2026

Simple, safe, convenient and it works!

I regularly use PayPal credit, mostly pay in 3 options with 0% interest, it is a great flexible option and of course the safety that comes with using PayPal. Very easy to set up. The payments are confirmed and easy to keep track of using the app. Notifications and updates are not intrusive and you are only contacted when necessary. I have never had a bad experience with PP credit so much so I have never had to contact customer services for any problems, it just works. Reviewed on: 10th July 2026

PayPal is so easy to use and straightforward.

PayPal is so easy to use and straightforward. Problems are sorted out extremely quickly. Reviewed on: 10th July 2026

Excellent friendly easy to use would recommend

Excellent friendly easy to use would recommend Reviewed on: 10th July 2026

I used PayPal credit to finance a summer house at th...

I used PayPal credit to finance a summer house at the end of last summer. The process was quick, simple and very easy to use. Really glad we used PayPal. Reviewed on: 10th July 2026

Paypal credit has been an amazing help for me.

Paypal credit has been an amazing help for me buying bigger products. Spreading the cost with affordable monthly payments. And as I never missed a single payment my balance for Paypal credit is up to £2.500 . Fantastic for anyone who can't afford to buy large items on a budget. Highly recommend you use PayPal credit if not using it already . Reviewed on: 10th July 2026

Paypal credit is a great alternative to traditional...

Paypal credit is a great alternative to traditional credit cards from brick and mortar banks. Having all PayPal accounts in one app is also extremely helpful. Reviewed on: 10th July 2026

So as a muslim I want something interest free and Pa...

So as a muslim I want something interest free and PayPal credit is interest free for first 4 months which is very good and they offer me 800 pounds credit on opening which most of brands don't do. So thumbs up for PayPal doing this. Reviewed on: 10th July 2026

Easy to use, clear communication.

Easy to use, clear communication. Reviewed on: 10th July 2026

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