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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

My experience with Paypal Credit

I first joined Paypal Credit to pay for a new PC for my spouse. Thanks to Paypal, I was able to split this payment over multiple months, with no additional interest, when I otherwise would've been unable to pay for it in one lump sum. Reviewed on: 27th May 2025

The go-to credit option online

Ease of use, great offers and repayment options. Accepted in more and more places makes it an easy option to use for online shopping. Reviewed on: 27th May 2025

I feel safe when buying online using PayPal...

I feel safe when buying online using PayPal because if anything goes wrong their Customer Support will make sure it gets resolved Reviewed on: 27th May 2025

Good job well done

Never had any problems, although othersthat I know have. Speedy and great service. Convenient and safe. Reviewed on: 27th May 2025

Using it over 10 years now, good and quick serv...

I am using it over 10 years now, good and quick service. Reviewed on: 27th May 2025

PayPal credit is great and a secure way of buying th...

PayPal credit is great and a secure way of buying things on line. Pay in 3 allows you to spread the cost of something over 3 months but without any interest which is excellent Reviewed on: 27th May 2025

Always easy and simple to use.

Always easy and simple to use. Straight forward payment options and terms are clear and understandable. Reviewed on: 27th May 2025

I'm happy with PayPal..

In general I'm happy with PayPal, easy to use and good customer service. Reviewed on: 27th May 2025

Review paypal

If I ever have any issues PayPal resolves it as quick as possible if I overpay by accident and ask for my money returned it's delt with right away Reviewed on: 27th May 2025

I payed my bill twice by accident and they refunded...

I payed my bill twice by accident and they refunded me very quickly and were v helpful Reviewed on: 27th May 2025

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