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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171761 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171762)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Painless, simple and clear.

Painless, simple and clear. An easy to use and understand method of payment with no hassle Reviewed on: 7th July 2026

Top up PayPal balance for example 200 pounds then se...

Top up PayPal balance for example 200 pounds then set up payment to credit and what happens?? You forgot about other payment or make online purchase and PayPal take of money from the PayPal balance , so it's not enough to cover payment You schedule and they charge customer fee because it was not enough money on your balance. I would say it's crime and rip-off of customers . This money should reserve for payment was placed and PayPal should take any payments above from dedicated Visa card like it's every bank's . I'm thinking to report this to Financial Ombudsman Service Reviewed on: 7th July 2026

Reliable services, quick and easy to use

Reliable services, quick and easy to use Reviewed on: 7th July 2026

Pay pal is the best

Very handy and safe way to pay purchases Reviewed on: 7th July 2026

It's basically all about trust.....

Have used them for years and it's basically all about trust, i know they've got my back if any transactions look sketchy or risky... Advice and support always there. Reviewed on: 7th July 2026

best for security, available at most stores and offe...

best for security, available at most stores and offers a card service + credit Reviewed on: 7th July 2026

Really easy to pay using Paypal and refunds are proc...

Really easy to pay using Paypal and refunds are processed quickly Reviewed on: 7th July 2026

Easy to use and so helpful to be able to spread the...

Easy to use and so helpful to be able to spread the cost of purchases Reviewed on: 7th July 2026

Very Useful

Easy to use, quick and simple. I do recommend PayPal to people and never had any issues. Reviewed on: 7th July 2026

Been okay with me but never had any issue

Been okay with me but never had any issue Reviewed on: 7th July 2026

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