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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171687)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic..,

5
Fantastic experience enjoying every bit of it Reviewed on: 7th July 2026

Easy to use and an acceptable rate of interest.

5
Easy to use and an acceptable rate of interest. Reviewed on: 7th July 2026

always feel protected when using paypal

5
always feel protected when using paypal Reviewed on: 7th July 2026

Overall a great product and makes it easier to finan...

5
Overall a great product and makes it easier to finance products Reviewed on: 7th July 2026

Helpful!

5
Helpful! Anytime I’ve had issues etc the staff have been more than happy to help and get me to a solution. Reviewed on: 7th July 2026

Very useful banking system with excellent safeguards.

4
Very useful banking system with excellent safeguards. Reviewed on: 7th July 2026

Paypal has an excellent and very easy to use interfa...

5
Paypal has an excellent and very easy to use interface and the reward system is amazing. I would highly recomment Paypal as one of the best payment and money transfer platforms in the market. Reviewed on: 7th July 2026

Solid payment service

5
Easy to use with a variety of options for payment Reviewed on: 7th July 2026

I have been af paypal for years and years excellant...

5
I have been af paypal for years and years excellant service the three payment system is also very handy thank you ,ajj Reviewed on: 7th July 2026

It's all I trust and use online, when things sometim...

5
It's all I trust and use online, when things sometimes go wrong I have always been refunded The Best Reviewed on: 7th July 2026

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